Boca Raton & Palm Beach County
Home & Renters Insurance
Protect your home, your belongings, and your liability.
Your home is likely your largest investment. For homeowners in Boca Raton and across Palm Beach County, we help you cover the structure, your possessions, and your personal liability, and we'll review your policy so you're not over- or under-insured.
What it can include
- Homeowners, condo, and renters policies
- Dwelling, personal property, and loss-of-use coverage
- Personal liability protection
- Flood and wind options where applicable
Who it's for
Homeowners, condo owners, landlords, and renters who want their belongings protected.
Common questions
When should I get homeowners insurance when buying a home in Florida?
Start as soon as you're under contract. Your lender will need proof of coverage (often called a binder) before closing, and Florida carriers may ask for inspection reports first. Starting early leaves time to compare options without a last-minute rush.
What is a wind mitigation inspection?
It's an inspection that documents your home's wind-resistant features, such as roof shape, roof-to-wall connections, and opening protection like shutters or impact windows. Florida insurers consider these features, and they can lower the wind portion of your premium.
I got a Citizens takeout or depopulation letter. What should I do?
Read it carefully and note the deadline. It usually means a private insurer has offered to take over your policy. You can often choose to stay or move, and comparing the offer against other options first is worth the call.
Coverage details are general and illustrative. Actual coverage, limits, and eligibility depend on the policy, the carrier, and underwriting. Nothing here binds coverage.
Ready for coverage that actually fits?
Tell us a little about what you need and we'll do the shopping. No pressure, no obligation.